Travelling While on Workers’ Comp: What to Know
Can you travel while on workers’ compensation? This question crosses many minds as they navigate the recovery process after a workplace injury. While venturing out isn't outright forbidden, engaging in travel during this period can raise concerns with insurance companies. It's crucial to proceed with caution and adhere to guidelines to safeguard your benefits. This blog will guide you through the key considerations before packing your bags.
Medical Appointments Come First
Continuity of care is paramount. Missing scheduled doctor visits or therapy sessions could jeopardize your workers’ comp benefits. Stay organized by planning medical appointments in advance or arranging remote sessions if feasible. Your health and compliance with prescribed treatment plans should remain a top priority.
Consult a Workers’ Comp Attorney
Before any travel plans are finalized, consulting a workers’ comp attorney is wise. Legal guidance can help ensure you comply with state laws and the requirements of your insurer. This step can prevent potential complications and disputes with your claim.
Be Mindful of Surveillance
Insurance companies often keep a close eye on claimants. Engaging in activities that contradict your reported injuries, possibly evidenced through social media or private investigations, could lead to your benefits being questioned or even denied. Always remember to act in ways that align with your claimed impairments.
Check State-Specific Rules
Workers’ compensation rules are not uniform across the United States. Some states may require notifying the insurer or obtaining approval before you travel. It’s prudent to research your state’s regulations to avoid any unintended violations that could impact your claims.
Traveling while on workers’ comp is not without its challenges, but with thoughtful planning and adherence to medical and legal guidelines, it remains a possibility. Above all, keep your healthcare on track, stay informed about the rules in your state, and never hesitate to seek legal advice. Before settling any travel plans, consulting a workers’ comp attorney is strongly recommended.